American Health Care

PROPOSED TAX CHANGES AFTER 2008 ELECTION

This is something you should really be aware of. Don't get blindsided. This is really going to catch a lot of families off guard.

CAPITAL GAINS TAX
MCCAIN

15% (no change)

OBAMA

28%

CLINTON

24%

How does this affect you? If you sell your home, stocks, bonds, or mutual funds and make a profit, you may have to pay 28% of your gain in taxes. As far as your home sale is concerned it depends on whether Obama and Clinton also do away with the home sale exemption amount. If you are heading toward retirement and would like to down-size your home or move into a retirement community, 28% of the money you make from your home may go to taxes. This proposal will adversely affect everyone but especially the elderly who are counting on the income on the equity they have built up in their homes as part of their retirement income.

Note also there are no proposals for indexing capital gains. This means that you will get taxed on nominal rather than real gains. In other words if you had an investment for ten years that produced a nominal gain of $10,000 you will be taxed on that full amount. However, assuming inflation at 3.12% per year, your real gain is $10,000 divided by 1.0312^10 or $7355. Thus the Obama 28% turns out to be more like ($10,000 x .28)/7355 or 38.1%.

DIVIDEND TAX
MCCAIN

15% (no change)

OBAMA

39.6%

CLINTON
39.6%

How will this affect you? If you have any money invested in the stock
market, an IRA, 401k, 403b, mutual funds, college funds, life insurance, other retirement accounts, or anything that pays or reinvests dividends, you will now be paying nearly 40% of the money earned in taxes if Obama or Clinton become president. The experts predict that "Higher tax rates on dividends and capital gains would crash the stock market yet do absolutely nothing to cut the deficit." Moreover, Obama and Clinton are oblivious to the fact that the money paid out in dividends has already been taxed once at the paying companies. Of course, Democrats have never been bothered by double taxation.

INCOME TAX

MCCAIN

(No changes)
Single making 30K - tax $4,500
Single making 50K - tax $12,500
Single making 75K - tax $18,750
Married making 60K- tax $9,000
Married making 75K - tax $18,750
Married making 125K - tax $31,250

OBAMA

Return to pre-Bush tax rates

Single making 30K - tax $8,400
Single making 50K - tax $14,000
Single making 75K - tax $23,250
Married making 60K - tax $16,800
Married making 75K - tax $21,000
Married making 125K - tax $38,750

CLINTON

Return to pre-Bush tax rates
(Same as Obama)

DEATH TAX

MCCAIN

0%

Death tax will be completely repealed in 2010 but will return to the 2002 level if no action is taken.

OBAMA

Return the death tax to the 2002 level.

CLINTON

Return the death tax to the 2002 level.


How does this affect you? Many families have lost and, under Obama Clinton, will lose businesses, farms and ranches, and homes that have been in their families for generations because they could or can not afford the death tax. Those willing their assets to loved ones will instead lose them to these taxes.

NEW TAXES BEING PROPOSED BY BOTH CLINTON AND OBAMA

New government taxes proposed on homes that are more than 2400 square feet.

New gasoline taxes (as if gas weren't high enough already)

New taxes on natural resources consumption (heating gas, water, electricity)

New taxes on retirement accounts and last but not least....

New taxes to pay for socialized medicine so we can receive the same level of medical care as other third-world countries!!!

Can you afford Clinton or Obama? I can't!!!!! Think twice before you vote! We can cut and run in Iraq and leave that oil-rich region in the hands of our enemies or we can stay the course but shift the financial burden of reconstruction to the Iraqis. If you don’t like $4 a gallon gas, how well will you like $8 a gallon like they pay in Iceland. Your vote will ultimately determine whether our petroleum dependent society can continue to function or whether it will collapse. Think!

A NEW CONSTITUTION

We the sensible people of the United States, in an attempt to help everyone
get along, preserve the wonderful country in which we are privileged to live, restore some semblance of justice, avoid more riots, keep our nation safe, promote positive behavior, and secure the blessings of debt-free liberty, prosperity and quality of life to ourselves and our great-great-great-grandchildren, hereby try one more time to ordain and establish some common sense guidelines for the terminally whiny, guilt ridden, delusional, and other liberal bed-wetters. We hold these truths to be self evident: that a whole
lot of people are confused by the Bill of Rights and are so dim they require
a Bill of NON-Rights.

ARTICLE I: You do not have the right to a new car, big screen TV, or any
other form of wealth. More power to you (Oliver) if you can legally acquire them, but
no one is guaranteeing anything.

ARTICLE II: You do not have the right to never be offended. This country is
based on freedom, and that means freedom for everyone -- not just you! You
may leave the room, turn the channel, express a different opinion, etc.; but
the world is full of idiots, and probably always will be.

ARTICLE III: You do not have the right to be free from harm. If you stick a
screwdriver in your eye or mishandle a hot cup of coffee, learn to be more careful; do not expect the tool manufacturer or restaurant to make you and all your relatives independently wealthy.

ARTICLE IV: You do not have the right to free food and housing. Americans
are the most charitable people to be found, and will gladly help anyone in
need, but we are quickly growing weary of subsidizing generation after
generation of professional couch potatoes and welfare parasites who achieve nothing more than the creation of another generation of professional couch potatoes and welfare parasites. You do not have the right to expect everyone else to take care of you!

ARTICLE V: You do not have the right to free health care. That would be nice, but from the looks of public housing, we're just not interested in public health care.

ARTICLE VI: You do not have the right to physically harm other people. If
you kidnap, rape, intentionally maim, or kill some one, don't be surprised if
the rest of us want to see you fry in the electric chair or get the needle.
ARTICLE VII: You do not have the right to the possessions of others. If you
rob, cheat, or coerce away the goods or services of other citizens, don't be
surprised if the rest of us get together and lock you away in a place where
you still won't have the right to a big screen color TV or a life of leisure.

ARTICLE VIII: You do not have the right to a job. All of us sure want you to
have a job, and will gladly help you along in hard times, but we expect you
to take advantage of the opportunities of education and vocational training
laid before you to make yourself useful and then, get a JOB!! We expect that you will postpone getting pregnant or having a family until you have the skills and knowledge needed to support a family.

ARTICLE IX: You do not have the right to happiness. Being an American means
that you have the right to PURSUE happiness, which by the way, is a lot
easier if you are unencumbered by an over abundance of idiotic laws created
by those of you who were confused by the Bill of Rights.

ARTICLE X: This is an English speaking country. We don't care where you are
from, English is our language. Learn it or go back to wherever you came
from! Nothing in this article may be construed to prohibit the study or private use of foreign languages but all official business of government at all levels will be conducted, printed or published only in English. Citizenship will be granted only to those who demonstrate the ability to read and understand complex ballot issues in English. Voting privileges are reserved for citizens fluent in English. Immigration priority will be given to applicants who demonstrate such fluency.

ARTICLE XI: You do not have the right to change our country's history or
heritage. This country was founded on the belief in one true God. And yet,
you are given the freedom to believe in any religion, any faith, or no faith
at all; with no fear of persecution. The phrase IN GOD WE TRUST is part of
our heritage and history, and if you are uncomfortable with it, TOUGH!

ARTICLE XII: Regardless of employer magnets and spineless politicians, you do not have the right to enter this country without the proper documentation. If you do enter this country illegally, we will use all means at our disposal to apprehend, detain, and expeditiously repatriate you at your own, your employer’s or your homeland government’s expense. Workplace enforcement using E-verification is specifically authorized. Employers who fail to use the system for fail to detain those with name/ssn mismatches will be subject to two years in jail for the first offense and 5 years for each additional offense. An illegal alien returns will be confined at hard labor for not less than two years.

ARTICLE XIII: The 14th Amendment notwithstanding, children, born in the U.S. of parents who are here illegally, are citizens of the country of origin of their parents. Children born in the U.S. of parents who are here legally as citizens or permanent residents will be granted birthright citizenship when they attain the age of 21 or at age 18 if they enlist in the armed forces for not less than 4 years.

ARTICLE XIV: You do not have the right to have more children than you can reasonably support and educate. You do not have the right to impose the burden of additional children upon other taxpayers. Tax exemptions are limited to no more than two children per woman. Unused tax exemptions may be bought and sold.

ARTICLE XV: Foreign agricultural workers with temporary work permits must return to their homelands when the harvest is in or when their visas expire. Failure to do so permanently bars the workers for returning after they have been apprehended and repatriated. Children born of temporary workers are not entitled to birthright citizenship unless they enlist in the armed forces for not less than 4 years and demonstrate a thorough knowledge of our history, culture, language, flag, constitution and other relevant laws.

Myopia and Denial

The late Senator Gaylord Nelson (founder of Earth Day) wrote that "Population will be a major determinant of our future, how we live and in what condition; talk of it should not be muzzled by McCarthyism or any other demagogic contrivance...rhetoric of this sort has succeeded in silencing the environmental and academic communities and has tainted any discussion of population-immigration issues as 'politically incorrect.'"

A succession of scientific and governmental commissions for three decades (from the President's Commission on Population Growth and the American Future in 1972 to the President's Council on Sustainable Development in 1996) have come to the same conclusion: that there is a scientific rationale for stabilizing the U.S. population in order to meet environmental goals. While national environmental groups have dramatically changed their stance on U.S. population stabilization, the Federal government has not.

Since 1970, native-born American families have averaged 2.1 children per family. Ceteris paribus, this fertility rate would enable us to maintain a stable population and preserve our natural resources and open spaces for future generations. However, despite the conscious efforts of Americans, the U.S. population has swelled by more than 100 million people during that time. More than three-quarters of that growth is directly attributable to immigration. The U.S. Census Bureau projects that U.S. population will grow by another 135 million people in less than 50 years! More than 80 percent of that growth will be directly attributable to immigration.

America averaged approximately 250,000 new immigrants every year during its first TWO HUNDRED years of existence. Today, we average over 2 million new immigrants every year (approximately one million legal immigrants plus one million illegal aliens and who knows how many chain immigrations) Everyone who cares about the future they are leaving to their children and grandchildren should support more environmentally-friendly immigration numbers in the future.

This is the most important issue of our time. The politicians have avoided it for far too long. The limit of finite natural resources per capita as population increases without bounds is zero. How far down that road do we want to go? Let's tailor our tax and immigration policies to enable us to achieve a stable population as soon as possible. Let's adopt a national objective of a stable population to be achieved within 20 years. That is the only way we can preserve the America we know and love and husband our dwindling natural resources.

Our Future Troglodyte Existence

So many are willing, with an astounding degree of myopia and denial, to refuse to recognize the troglodyte existence that awaits us in the future because of our actions or inactions on the problems of today -- millions of illegal aliens, excessive population growth,the depletion of finite natural resources, and shortages of food and energy.

The politicians come home in a blaze of apathy to voters who have heard all their false promises before. They have heard many times in the past the campaign rhetoric that offers "change" only to see it followed by the reality of politics as usual. No fundamental change ever takes place. To some extent, this is due to the profound inertia of a partisan congress consisting of 100 senators and hundreds more representatives, all with their individual parochial interests and their own way of doing business.

The power of the presidency can be exercised by granting special favors to key congressmen and women who cooperate in furthering the president's agenda but in the end, the president proposes and the congress disposes. This relates to the concepts of checks and balances and separation of powers between the executive, the legislative and the judicial branches of government. Some would also add the fourth estate, the media, and the pernicious influence of 527 PACs. There's nothing democratic about the excessive influence of billionaires who are able to funnel millions of dollars into the 527 organizations, like Move On, to support their own pet political philosophies at the expense of ordinary citizens who don't have millions to promote their points of view. Giving so much power to individuals solely on the basis of their wealth is the antithesis of one person, one vote and representative government.

Undue influence, whether it derives from highly-paid lobbyests funded by special interests, 527 organizations, or well-heeled political insiders, subverts our democracy and guarantees our voices will not be heard in Washington. Knowing full well how unfair it is to have the media jammed with 527 propaganda, reminiscent of Nazi Germany's Joseph Goebbels' propaganda machine, people still support this unfortunate perversion of free speech.

Obama vs. Hillary Re: Official English

Obama: "This is the kind of question that is designed precisely to divide us. You know, you're right; everybody is going to learn to speak English if they live in this country. The issue is not whether or not future generations of immigrants are going to learn English. The question is, how can we come up with both a legal, sensible immigration policy?"

Obama seems to have injected a great deal of certitude where none is warranted. We already know about enclaves in the U.S. where English is not spoken and other places where official government business is conducted only in Spanish. If future generations of immigrants are going to learn English and if the ability to read, write and speak English is a requirement for citizenship, then no one should have a problem with a modest proposal like Official English. Obama is pandering yet again.

Hillary: "The problem is that if it becomes official instead of recognized as national -- which indeed it is; it is our national language -- if it becomes official, that means in a place like New York City, you can't print ballots in any other language. That means you can't have government pay for translators in hospitals, so when somebody comes in with some sort of emergency, there's nobody there to help translate what their problem is for the doctor."

Hillary is up in the night again -- answering phone calls on the hot line. The printing of ballots is a state or local matter. Official English would merely remove the EO13166 mandate from the federal government that requires multilingual ballots and other materials. If state and local governments choose to waste their taxpayers' money on this frivolity, they will be able to continue to do so. But the feds will not conduct official business or print government proceedings and other federal documents in any language except English. If English is a requirement for citizenship then multilingual ballots should not be necessary. If, for older immigrants, this means they will not be able to vote but their children will, so be it. That's the way it should be if the citizenship requirements have any meaning.

Again state and local governments can do what they want as far as interpreters are concerned. I have suggested that they provide a Public Interpreter, like a Public Defender, for anyone who cannot afford one. Billable interpreter services could also be provided at emergency rooms, hospitals and police stations so that emergency services will be unimpeded. But these interpreter services should be paid for by the those who need them not by the taxpayers. This is simply another fee for service instead of a government subsidized program.